AI-native loan origination

Close in 11 days, not 42.

NexusMortgageOS replaces your LOS, POS, PPE, CRM and a dozen point vendors with one AI-native platform. Autonomous agents clear 68% of conditions instantly and eliminate processing lag entirely — so every file moves from application to funded in days, with every decision logged in an immutable audit trail.

11 days
Median app-to-close
vs. 42 days on legacy stacks
68%
Conditions auto-cleared instantly
Evidence matched the second it lands
0 lag
Autonomous agent workflows
No processing queue, no idle files
3.4x
Files per processor
Agents clear the mechanical work

Built for lenders who are done duct-taping vendors together

Zero-form intake

Borrowers talk, text or upload. NexusMortgageOS assembles the 1003, pulls credit and validates income before a human touches the file.

Autonomous agent workforce

Document intelligence, condition clearance, underwriting and compliance guardrail agents work the pipeline continuously — with confidence scores on every action.

Native pricing & AUS

Real-time eligibility, investor pricing, margin management and lock desk built in — not bolted on through a vendor iframe.

Compliance you can prove

Every action lands in an immutable, role-scoped audit ledger. TRID, RESPA, ECOA and HMDA checks run on write, not at exam time.

Real estate agent referral advantage

The fastest lender in the room wins the realtor's next twenty deals

Agents don't refer on rate — they refer on certainty. When your files clear in 11 days and your closing dates never move, you become the lender they put on every purchase contract.

Automated document intake

Borrowers upload from their phone the moment the contract is signed. Docs are split, classified and validated in minutes — no processor chasing a paper trail while the option period burns.

Instant condition clearance

68% of conditions clear the second the evidence lands. Underwriting stops being a black box, and the agent gets a straight answer on where the file actually stands.

Real-time closing coordination

CD timing, fee tolerances and title data sync live with the settlement table. No last-minute redisclosure surprises, no closing-day delays, no purchase-contract fallout.

Result for broker-owners: fewer contract extensions, near-zero purchase fallout, and a referral pipeline that compounds every month.

Built for multi-branch scale

New: skills-based file routing and a full wholesale partner portal

Two enterprise modules built for brokerages that are outgrowing a single retail team — included in your flat rate, with zero per-loan fees.

Skills-based smart task & file routing

Round-robin sends the next file to whoever is next in line. NexusMortgageOS sends it to whoever will actually clear it fastest.

  • Scores every file on program (VA/FHA/Jumbo/Non-QM), credit tier and complexity
  • Matches to the processor or underwriter with the best specialization and clearance history
  • Workload thresholds stop overloading your strongest people
  • Admins define staff skill tags and custom routing rules — no code
See smart routing

TPO & wholesale correspondent portal

Sponsor external producing branches and broker partners without spinning up a second system or risking data bleed.

  • Onboard partners with NMLS credential tracking and license verification
  • Role-scoped portal users: originator, processor, principal
  • External submission queue triaged separately from retail files
  • Strict tenant isolation — partners only ever see their own loans
See the partner portal

Migrate in weeks, not quarters

Import your pipeline, users and document templates with the guided migration wizard, then run parallel until you're ready to cut over.

See the migration portal

Flat monthly, zero per-loan fees

$549/mo up to 5 users, $1,099/mo up to 16. Unlimited loan files, unlimited AI agents, never a success tax.

View pricing

Role-scoped by default

Row-level security, least-privilege roles and an append-only activity ledger across every record in the platform.

Privacy & security

See your own pipeline running on NexusMortgageOS

Test drive the platform with sample data, or bring a file export and we'll load your real pipeline into a sandbox.